There are two types of household insurance - buildings and contents. They are separate entities but can normally be bought together, usually with a discount.

 

Buildings Insurance

Having buildings insurance is mandatory when taking a mortgage, regardless of whether you’re buying a property or remortgaging. It is a condition of every mortgage offer that buildings insurance is in place.

Aside from the mandatory aspect, insuring your property and contents is important. Imagine having to rebuild your property or replace all of your contents following a flood or fire.

 

Contents Insurance

Contents Insurance covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases.

Different policies offer different levels of cover but generally you'll be covered against theft and fire, and have the option to insure against damage you may cause by accident.

KW Mortgage Services Ltd act as a credit broker not a lender

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    Great Service, Friendly, Quick & Reliable. Always called me back and answered even my most silly of questions. Will definitely recommend - Very Happy Indeed! 10 out of 10! Great Service, Friendly, Quick & Reliable. Always called me back and answered even my most silly of questions. Will definitely recommend - Very Happy Indeed! 10 out of 10!

    Nick Peters

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Details submitted through this form are confidential. We will process any personal information collected in this form in accordance with our Privacy notice. The information therein is used only to contact you to discuss the areas you've expressed an interest in. Please note the contents of this form is sent via email and therefore may not be secure.

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