What is it?

An Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy, typically your normal retirement age whichever occurs first.

This type of plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household.

 

Who is it for?

This type of plan is designed for anyone whom is working (employed or self employed). It’s worth pointing out that even if your employer provides sick pay, it is unlikely to last for longer than twelve months and so ongoing protection is essential. Plans can be adapted to fit in with any existing protection you might have. As Financial Advisors we can help you find the plan that best meets your requirements.


KW Mortgage Services Ltd is an appointed representative of Advance Mortgage Funding Limited trading as PRIMIS Mortgage Network which is authorised and regulated by the Financial Conduct Authority. PRIMIS Mortgage Network is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by KW Mortgage Services Ltd may not be the responsibility of PRIMISMortgage Network and may also not be subject to regulation by the Financial Conduct Authority. Head Office & Registered Office: KW Mortgage Services Ltd, Sladen Wood Mill, Todmorden Road, Littleborough, Lancashire, OL15 9EW.

The Financial Conduct Authority does not regulate some forms of Buy to Let Mortgage.

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